Stablecoins are increasingly becoming the settlement method of choice for B2B transactions, particularly in cross-border scenarios. USDT and USDC offer near-instant settlement times at a fraction of traditional wire transfer costs.
Why Stablecoins for B2B
The advantages are compelling:
- Speed: Settlement in minutes vs 2-5 business days
- Cost: Transaction fees under 1% vs 3-5% for traditional methods
- Transparency: Blockchain provides immutable transaction records
- 24/7 Availability: No banking hours restrictions
Regulatory Landscape
With MiCA (Markets in Crypto-Assets) regulation now in effect across the EU, stablecoin usage has gained regulatory clarity. Euro-backed stablecoins are particularly attractive for European businesses seeking regulatory compliance.
Payment processors like Nuvei and Checkout.com now offer native stablecoin settlement options, making adoption seamless for merchants.