The gaming industry faces unique challenges when it comes to payment processing. High chargeback rates, regulatory scrutiny, and the complexity of digital goods transactions make traditional PSPs hesitant to onboard gaming merchants.
Why Traditional PSPs Avoid Gaming
Most mainstream payment providers categorize gaming as high-risk due to:
- Elevated chargeback ratios (often 2-5% vs 0.5% for retail)
- Regulatory uncertainty around virtual currencies
- Age verification requirements
- Cross-border regulatory complexity
Specialized Gaming Payment Providers
Providers like Nuvei, Payabl., and DECTA have developed specialized solutions for gaming operators. These PSPs offer:
- Gaming-specific KYC/AML workflows
- Support for cryptocurrencies and e-wallets
- Flexible reserve structures
- Integration with gaming platforms
For gaming companies processing €1M+ monthly, partnering with a specialized provider is often the only viable path forward.